What to do if my credit/debit card is declined in Uganda?

If your credit or debit card is declined in Uganda, the first step is to contact your bank immediately to clarify the issue. Declines can sometimes happen due to security measures on international transactions. If you informed your bank of your travel plans, request that they lift any restrictions on your card. In the meantime, carry alternative payment methods, such as cash, for urgent needs. Many hotels, larger restaurants, and tour operators in Uganda accept cash in U.S. dollars, which can be convenient if your card is temporarily unusable. It’s also wise to keep a backup credit card in case of issues with your primary card. If you’re unable to resolve the issue, consider using services like Western Union or MoneyGram, which allow someone from home to transfer money to you in Uganda. To avoid future issues, verify your card’s international use settings before traveling and ensure you have a secure backup plan.

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